Constantino "Tino" Fernandez
Mortgage Loan Originator
NMLS# 345000
713-907-5459
Constantino "Tino" Fernandez
Mortgage Loan Originator
NMLS# 345000
713-907-5459
The way you plan to use a home determines what type of mortgage loan you can get. There are three main types of property covered by home loans: primary residence, second homes, and investment property.Primary ResidenceA primary residence is a home where y
Apr 14, 2021 |
A recent survey from the National Association of Home Builders found that the number of prospective home buyer looking for a new home more than doubled during the past year. At the same time, the number of those searching for only existing properties fell
Apr 07, 2021 | Purchasing a Home
While the COVID-19 pandemic has hit many Americans hard financially, for others who have been able to hold onto their jobs, it has been a time of saving money on commutes and lack of vacations and entertainment. That extra cash, coupled with the fact that
Mar 31, 2021 |
Not all that long ago, in order to apply for a home loan, you would have to go into a bank or lender office and fill out paperwork by hand. Thankfully, the advance of smartphones and technology have made it more convenient than ever to apply for a mortgag
Mar 24, 2021 |
When you are ready to buy a home, you will hear about a lot of different types of insurance: homeowners’ insurance, private mortgage insurance, title insurance, etc. What is the difference between all of these and why are they required? Here’s everything
Mar 17, 2021 |
We’ve known for decades that home buying and selling follows seasonal patterns, but a recent study* from housing tech startup Haus found that mortgage interest rates also have their own pattern. They also uncovered several other tidbits about how and when
Mar 10, 2021 | Interest Rates